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SBA Lender in Atlanta, GA at SNI Financial

Date Posted: 2/22/2018

Job Snapshot

  • Employee Type:
  • Location:
    Atlanta, GA
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
  • Job ID:

Job Description

Solicits, examines, evaluates and recommends approval of customer applications for SBA loans.

Essential Duties:
Develops sales leads independently and by teaming with Business Development Officers, Commercial Loan Officers and Relationship Managers to attain new business relationships and product sales.

Interviews applicant and requests specified information for SBA loan application.

Requests applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant's evaluation.

Analyzes applicant financial status, credit, banking status, and other information to determine feasibility of granting loan.

Compiles SBA loan package and facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.

Presents loans to loan committee for approval when necessary.

Calls and visits customers and prospects to promote and sell bank products and services teaming with Business Development Officer and Relationship Managers Promotes and cross-sells other bank products and services as appropriate to customer requirements, such as business checking.

Compiles and analyzes market research data in order to develop or increase the competitiveness of current product and services offered.

Identifies and analyzes potential loan markets to develop prospects for SBA Loan products.

Provides loan data to support marketing and sales promotion programs as required.

Responds to customer information requests or inquiries involving small business loans.

Oversees and ensures accuracy and performance of SBA loan administration and processes, such as receipt of applications from prospective applicants, completeness of loan packages, and timely processing, funding, and closing of committed loans. Mentors other SBA Loan Officers in becoming proficient in understanding and applying SBA loan guidelines in their lending efforts. Identifies and implements new franchise opportunities. Takes a lead role in establishing and monitoring staff development as it pertains to SBA standard operating procedures; lending policy and loan structuring.