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Credit Analyst in Corsicana, TX at SNI Financial

Date Posted: 7/7/2020

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Corsicana, TX
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    7/7/2020
  • Job ID:
    363876

Job Description



The Credit Analyst is responsible for providing credit decision makers with the in-depth, independent risk analysis necessary for making informed credit decisions.



* Underwrite the creditworthiness of prospective and existing borrowers, particularly in the larger dollar and more complex credits to assist lenders and credit decision-makers in determining loan eligibility. Ensure appropriate credit underwriting, reliable risk assessment, and credit loss minimization consistent with credit policy and regulatory requirements.
o Financial statement analysis
o Guarantor analysis.
o Borrowers' repayment ability.
o The Bank's collateral position.
o Industry analysis.
* Ensure the portfolio administration and risk management of each client relationship is in compliance with established credit policy, procedure and business strategy as well as commercial and regulatory guidelines.

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