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Commercial Credit Analyst in Suwanee, GA at SNI Financial

Date Posted: 2/22/2018

Job Snapshot

  • Employee Type:
  • Location:
    Suwanee, GA
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
  • Job ID:

Job Description

The Credit Analyst is responsible to assist relationship managers in servicing their commercial loan portfolios; obtain, analyze and evaluate financial and operating information in undertaking the preparation of credit analysis. Ensure that all loan requests meet loan policy requirements. Work closely with commercial relationship managers (RM's) to prepare credit presentations that serve as the basis for approval of all commercial credit relationships.

  • Analyze financial statements of all levels of quality to develop an initial assessment of identifying strengths and weaknesses, as it pertains to a borrower's historical operating performance.
  • Working with RMs, develop appropriate information for credit presentations to process renewals, extensions and new business requests. This includes, but not limited to, developing information on affiliated debt and relationships, preparation of the loan credit presentation sheet, developing data for the collateral analysis, and analyzing financial data.
  • Review loan documentation file prior to presenting loan requests to appropriate loan committee to ensure that collateral meets approval requirements. Prepare written commercial loan analysis in a concise but complete format identifying major trends, issues and risks for presentation to loan committee
  • Review loan policy manual to insure that loans presented to loan committee meet bank policy requirements. Note any policy exceptions in the credit presentation.
  • Active participation in demonstrating the behaviors outlined in the GRB Experience.
  • Meet expectations in performance, productivity and quality standards.
  • All other duties as assigned


  • Bachelor's degree in a business related discipline preferred (or equivalent banking experience).
  • Previous credit analyst or experience in commercial banking strongly preferred
  • Previous experience in public accounting valuable.