Portfolio Manager/Credit Underwriter

In this position you are responsible for preparing credit analysis (C&I / Middle Market / Private) on current and potential borrowers/loan accounts, conducting industry research while supporting the banking officers in granting credit, managing a robust pipeline and deadlines, and monitoring loan files for adequate and current financial information and documentation.

QUALIFICATIONS / SKILLS:

• Four-year college degree or equivalent.
• 3 - 5 years commercial bank credit underwriting/portfolio management experience.
• Completion of a formal credit training program a plus.
• Thorough knowledge and understanding of loan documentation and bank rules and regulations, BSA, KYC, CRA, compliance.
• Demonstrated knowledge of intermediate accounting and its practical application in the credit underwriting process.
• Demonstrated ability to critically think, formulate and support credit decisions, and logically defend positions.
• Demonstrated ability to negotiate on behalf of the Bank and the borrower while appropriately balancing risk and shareholder value.
• Strong analytical skills, including the ability to read, understand and explain complex information.
• Strong attention to detail, organizational, and time management abilities.
• Superior verbal and written communication, presentation, and technical skills.
• Demonstrates professionalism, commitment to the job, and flexibility as business dictates.
• Proficient in Microsoft Office Suite and familiar with software such as Moody's.

WORKING CONDITIONS / ENVIRONMENT:

HOURS: Monday - Friday; 8am - 5pm; Onsite